Personal Loans

Personal loans that are tailored to you. Whatever you need, we’re here to connect you with a lender that provides you with a suitable and affordable loan.


Personal loans are personal. That’s why we work with a panel of lenders to offer a range of loans for worthwhile needs rather than ‘one size fits all’.

MacCredit can assist you in finding personal loans for:

Debt Consolidation

Taking the complication out of regular debt payments.


Enabling you and your spouse to have the wedding you’ve always dreamed of.

Home Improvements

Bringing those bathroom tiles into the 21st century.

Educational Fees

Providing you the opportunity to advance.

Funeral Expenses

Because money should be the last thing you have to worry about.


Allowing you to see the world when and how you want to.

Home Furnishings

Giving you the opportunity to truly express yourself with items that last.

Click for answers to frequently asked questions regarding personal loans.

We live and breathe personal loans

As a Personal Loan Broker, we're great for people who are unsure about how to get the best loan for them.

A range of lenders

We work with a panel of lenders to find a personal loan most suitable for our customers’ financial situation and individual needs.

Australia-based Personal Finance Consultants

Our team will assist you from application to settlement, guiding you through the process, and answer your questions.

A breadth of loans

Loans through our lenders start from $4,000 and go up to $60,000. There are weekly, fortnightly, or monthly repayment options and flexible terms up to 7 years.

Easy and hassle-free

Check your eligibility online without harming your credit score. We apply and liaise with the lenders on your behalf, removing the stress so you can focus on getting what you need sooner.

Certified and recognised

We’re accredited with AFG meaning we only work with certified lenders. Plus, we’re winners of the AFG Excellence Awards for 9 consecutive years. 


Expert assistance steering you through! 

WCF Medical Pty Ltd – Suite 104 Level 1, 30 Cowper Street, Parramatta NSW 2150

ACN 609 032 242 – Credit Representative 484002 is authorised under Australian Credit License 389087


Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to our lending panel’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.65% p.a. (7.65% p.a. comparison rate) to 29.99% pa (31.13% p.a. comparison rate) for unsecured loans, and from 8.95% p.a. (10.56% p.a. comparison rate)  to 29.99% p.a. (31.13% p.a. comparison rate) for secured loans.
Comparison rates are based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.