Making Finance Simple
Why Get a Loan from a Personal Loans Broker?
Where would you go if you were looking for a personal loan? The first place many of you think of is your bank. However, in recent years, answers to that question have become more diverse. As well as the big four banks, people are increasingly using personal loan...
The Beginner’s Guide to Debt Consolidation
Everyone’s reason for consolidating debt is different. Whether debt consolidation is right for you will be dependent on your own circumstances and financial situation. This guide will explain what debt consolidation is and provide you with the details you need to make...
How Often Should You Refinance Your Personal Loan?
Refinancing a personal loan can be a fantastic way to manage your financial situation. It may ensure you get a better deal than you’re currently getting on your existing personal loan, help you save money, and could be an option for consolidating other debts at the...
Car Dealership, Private Seller, Car Supermarkets – Where Do I Even Start?
If you’re looking to buy a car, you’ll find yourself spoiled for choice. It might feel like there are just as many places to buy a car as there are cars to buy! However, you’ll usually find your choices whittled down to three options: car dealerships, car...
How to Shop Locally, Smartly
COVID-19 has impacted us all in many ways. For many, the economic shock the virus has caused will leave a long and painful legacy that could take years to recover from. Despite this, COVID-19 has allowed us the opportunity to shift our usual shopping behaviours and...
Why Payday Loans do More Harm Than Good
A payday loan can appear to be a convenient solution to a short-term financial problem. In November 2019, ABC News cited a report put together by, among others, the Consumer Action Law Centre, stating 1.77 million Australian households had taken out 4.7 million payday...
Wedding Loans: The New Trend
Your wedding day is one of the biggest and most important day of your life. You and your partner will potentially spend months, if not years, planning your big day. Naturally, you want everything to be perfect. We all know weddings can be expensive. As a couple,...
Successfully Achieving Your Dream Wedding Day Through Budgeting
We get it. You want your wedding to be as memorable as you always dreamed it would be. You want everything in your plan, and why shouldn’t you? Extreme money-saving measures like getting married at home, providing the food and drink yourself, and not having a...
Tips for Getting Your First Car Loan
Over a million new vehicles are sold every year in Australia (FCAI, 2020), with a reported 1 in 5 of them paid for with a car loan (whichcar, 2019). Whether you’re buying your first car, or you’re thinking about using a car loan for the first time to help fund the...
Comprehensive Credit Reporting (CCR) in Australia
Australia continues to use comprehensive credit reporting (CCR), which was made mandatory for the big four banks back in July 2018, and optional for other lenders. This was a significant change in how the big 4 banks and other lenders add and share information with...
WHAT OUR CUSTOMERS ARE SAYING
WCF Medical Pty Ltd - Suite 104 Level 1, 30 Cowper Street, Parramatta NSW 2150
ACN 609 032 242 - Credit Representative 484002 is authorised under Australian Credit License 389087
Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to our lending panel’s lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 7.65% p.a. (7.65% p.a. comparison rate) to 29.99% pa (31.13% p.a. comparison rate) for unsecured loans, and from 8.95% p.a. (10.56% p.a. comparison rate) to 29.99% p.a. (31.13% p.a. comparison rate) for secured loans.
Comparison rates are based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the interest rate of 7.45% p.a. (9.07% p.a. comparison rate), would estimate to a minimum total amount payable of $37,741.60 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change.
